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Frequently asked Questions Icon Inflation Protection Options

  1. What is inflation?


  2. Why is it important to have inflation protection in long term care insurance coverage?


  3. What does the Federal Long Term Care Insurance Program (FLTCIP) offer for inflation protection?


    1. The Automatic Compound Inflation Option (ACIO)


  4. Which inflation option should I choose?


  5. The Inflation Option Tool allows you to view how the 4% and 5% Automatic Compound Inflation Options could impact your benefits.

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The Federal Long Term Care Insurance Program is
sponsored by the U.S. Office of Personnel Management,
offered by John Hancock Life & Health Insurance Company,
and administered by Long Term Care Partners, LLC