LTCFEDS

Site Map

	Help

	Glossary

	Information Kit

	About Us
	About LTC Partners
	Privacy Notice
	Legal Info
	Websites
	Documents Online

	Contact Us

	Long Term Care Basics

	Cost of Care
	Options for Covering Cost
	Myths and Facts
	LTC Quiz
	Frequently Asked Questions

	About LTC Insurance

	Options
	Basic Features
	Optional Features

	Planning Tools

	Take the Tour
	Use the Tools
	Who Receives Long Term Care
	Cost of Care in Your Area
	Self Funding
	Calculate Your Premium

	The Federal Program

	Eligibility
	Coverage Choices
	Types of Plans
	Facilities-Only vs. Comprehensive
	Daily Benefit Amount
	Weekly Benefit Amount
	Benefit Period
	Maximum Lifetime Benefit
	Waiting Period
	Inflation Protection
	Features Included
	Types of Care Covered
	Waiver of Premium
	Portability
	Bed Reservations
	Alternate Plan of Care
	Care Coordination
	International Benefits
	Caregiver Training
	Service Package
	Alternative Insurance Plan
	Original Effective Date
	Premiums
	Billing Options
	Grace Period
	Coordination of Benefits
	Tax Qualified
	Outline of Coverage
	Exclusions
	Benefit Eligibility
	Claims
	Claims Determination
	Appeals
	Payment of Benefits
	Benefit Changes
	Continuation of Coverage
	Reinstatement of Coverage

	Apply Now

	Application Instructions
	Online Application
	Payroll Identifier

WS-Fed3.0

Edition 03/05/03

DOWNLOAD APPLICATION

PREMIUM CALCULATOR

PAYROLL IDENTIFIER

RESOURCE LIBRARY

	LTC Basics \| About LTC Insurance \| Planning Tools \| The Federal Program \| Apply Now \| Premium Calculator \| Payroll Identifier \| Resource Library Information Kit - About Us - Contact Us - Home - Help - Site Map - Glossary - FAQs - OPM LTCI Web Site - Webmaster