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Benefits Provided by the Federal Long Term Care Insurance Program (FLTCIP)
Waiting Period
The waiting period is 90 days. The waiting period is the number of calendar days during which you must be eligible for benefits before we will pay benefits. We do not pay benefits for services you receive during your waiting period, except for Hospice Care, Respite Services and the Stay-At-Home Benefit. You only have to satisfy the waiting period once in your lifetime. Any days applied toward the waiting period under a prior Benefit Booklet will count toward the waiting period under this Benefit Booklet. Days applied toward satisfying the waiting period need not be consecutive, nor associated with the same episode of care.