The Federal Long Term Care Insurance Program Send to printerSend to Printer Close this WindowClose

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When You May Receive a Premium Refund

30 Day Free Look/Cancellation of Coverage

Within 30 days after you receive your Benefit Booklet, you may cancel your coverage if you are not satisfied with your coverage and receive a refund of your premium. If you wish to do this, you must notify us within 30 days of receiving the Benefit Booklet. Then we will refund all of your premiums within 30 days. It will be as if the coverage was never issued.

You may cancel your coverage at any other time; however, we will only refund premiums that cover a period after the effective date of your cancellation.  

Other Refunds of Premium

We will refund any premiums that you paid to cover any period after the date of your death or during which your premiums are waived.

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Call: 1-800-LTC-FEDS (1-800-582-3337) (TTY: 1-800-843-3557) Close this Window Close