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Relationship of Cost of Care and Benefits

Purchase Age 65 - Examples

Please read the Important Assumptions subsection before reviewing the following graphs. The graphs below illustrate only the first 30 years of premium and benefits. The premium lines in these graphs are for comparison only and are meant to indicate that premiums will not automatically increase every year when benefits automatically increase. This DOES NOT mean that premiums will never increase for enrollees with ACIO. The underlying premium rates for both ACIO and FPO are NOT guaranteed.

FPO and 5% ACIO Comparisons

Premium Comparison for Purchase at Age 65: Future Purchase Option vs. 5% Automatic Compound Inflation Option

Daily Benefit Amount for Purchase at Age 65: Future Purchase Option vs. 5% Automatic Compound Inflation Option

FPO and 4% ACIO Comparisons

Premium Comparison for Purchase at Age 65: Future Purchase Option vs. 4% Automatic Compound Inflation Option

Daily Benefit Amount for Purchase at Age 65: Future Purchase Option vs. 4% Automatic Compound Inflation Option

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