Caregiving Presents Workplace Challenges for Women: Enrollment in the Federal Long Term Care Insurance Program May Help
The FLTCIP Delivers Value
The FLTCIP Reflects Your Preference for Home Care
Long term care is not just for the elderly! Think you're too young?
Nearly 41% of long term care is provided to people under age 65."
- Georgetown University Long-Term
Care Financing Project,
Long-Term Care Financing:
Policy Options for the Future,
Regulations published in the Federal Register on June 1, 2010, add a section (5 CFR 875.213) expanding the definition of "qualified relative" to include same-sex domestic partners of eligible Federal and U.S. Postal Service employees and annuitants. Like all "qualified relatives," same-sex domestic partners are subject to full underwriting.
To apply for the FLTCIP, a same-sex domestic partner must check a box on the FLTCIP application certifying that documentation of the domestic partnership has been submitted to the employee/annuitant's agency or retirement system, as applicable.
If you are an eligible same-sex domestic partner interested in applying for coverage under the FLTCIP, please read below for more information on how to apply.
Before you submit an application for coverage under the FLTCIP, you need to provide documentation (the Declaration of Domestic Partnership form) that you and your partner meet the definition of domestic partnership.
If you are eligible because your partner is a Federal or U.S. Postal Service employee, you or your partner (the employee) must file the Declaration of Domestic Partnership Form with the employee's agency.
If you are eligible because your partner is a Federal or U.S. Postal Service annuitant, you or your partner (the annuitant) must file the Declaration of Domestic Partnership Form with the annuitant's retirement system (OPM for most annuitants).
The FLTCIP Application
Requirements for Same-Sex Domestic Partnership
Domestic partnership is defined as a committed relationship between two adults of the same sex in which the partners:
The FLTCIP is medically underwritten and all applicants must answer questions about their health on their application. Certain medical conditions, or combinations of conditions, will prevent some people from being approved for coverage.
Eligible same-sex domestic partners can submit an application now. If approved, the effective date of coverage will be the first day of the month following the application approval date.
Download the Declaration Form:
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