Frequently Asked Questions

Eligibility

Annuitants and Compensationers

1. I'm retired from the military but am also a retired Federal employee, receiving a Federal annuity. Does it matter whether I apply as one or the other?
    
2. I'm retired from the military, but am also a Federal employee. Are my parents eligible to apply?
    
3. Are Federal deferred annuitants eligible to apply for the insurance?
    
4. Are disability annuitants eligible to apply for the insurance?
    
5. Are compensationers eligible to apply for the insurance?
    
6. I separated on an MRA+10. Am I eligible to apply?
    
7. What D.C. Government retirees are eligible to apply for this insurance?

1. I'm retired from the military but am also a retired Federal employee, receiving a Federal annuity. Does it matter whether I apply as one or the other?

No it doesn't matter, because all annuitants (whether uniformed services, Federal or Postal) will need to answer the same questions about their health.

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2. I'm retired from the military, but am also a Federal employee. Are my parents eligible to apply?

Yes, they are since you are an active employee.

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3. Are Federal deferred annuitants eligible to apply for the insurance?

Yes, they are. Federal/Postal employees who separate from service with title to a deferred annuity can apply for this insurance at any time. They do NOT need to wait until they are actually receiving their deferred annuity.

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4.  Are disability annuitants eligible to apply for the insurance?

Yes, but like all annuitants, they must undergo full underwriting.

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5. Are compensationers eligible to apply for the insurance?

Yes, compensationers (Federal employees or former employees who are receiving monthly compensation from the U.S. Department of Labor and whom the Secretary of Labor determines are unable to return to duty) are eligible to apply for the insurance. However, at this time, they cannot have premiums deducted from their compensation payments. They can select either direct billing or Automatic Bank Withdrawal.

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6. I separated on an MRA+10. Am I eligible to apply?

Yes you are. Employees who separate from service with title to an annuity under the Federal Employees Retirement System's Minimum Retirement Age plus 10 years service provision (FERS MRA+10) are eligible to apply for this Program. This is true even if they decide to postpone receipt of their annuity.

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7. What D.C. Government retirees are eligible to apply for this insurance?

D.C. Government employees who retire and who were first employed by the D.C. Government before October 1, 1987, and employees of the District of Columbia Courts who retire are eligible to apply for this insurance.

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