Frequently Asked Questions

Below are categories of common questions about the Federal Program. The entire website, including these questions and answers were developed in conjunction with and approved by the U.S. Office of Personnel Management (OPM). Click on a topic to view the questions and answers for that topic. For questions about technical or website issues, please see the technical help section.

• Active Duty in the Uniformed Services
• Applying for Coverage Under the Federal Program
• Increasing and Decreasing Coverage
• Basics
• Benefits^{Updated as of 10-02-09}
• Inflation Protection Options^{Updated as of 10-26-09}
• 2010 FLTCIP 1.0 Future Purchase Option (FPO) Offer^{New as of 11-09-09}
• Consumer Protections
• The New Contract ^{Updated as of 11-19-09}
• Cost / Paying for Coverage
• Eligibility
• Miscellaneous
• Tax Benefits
• Transferring with Credit