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Help Icon Glossary of Terms

The definitions contained in this glossary are intended to assist you in understanding some of the terminology used on this website. If a defined term differs from the one used in your certificate, the certificate definition controls.

Click on the word to read its definition.

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The Federal Long Term Care Insurance Program is sponsored by the U.S. Office of Personnel Management, administered by Long Term Care Partners, LLC, and offered by:
John Hancock Life Insurance Company, Boston, MA
Metropolitan Life Insurance Company, New York, NY