It May Never Be Easier to Apply to the FLTCIP
Responsible Claims Handling Is a Hallmark of the FLTCIP
It's Always a Good Time to Apply to the FLTCIP
Long term care is not just for the elderly! Think you're too young?
Nearly 41% of long term care is provided to people under age 65."
- Georgetown University Long-Term
Care Financing Project,
Long-Term Care Financing:
Policy Options for the Future,
Determining the Cost of Your Plan
The Federal Long Term Care Insurance Program (FLTCIP) calculates the initial cost of your plan, known as premium, based on your age on the date we receive your application and the benefit options you select. Your premiums do not change because you get older or your health changes after your coverage becomes effective. However, premiums are not guaranteed. See the FLTCIP 2.0 Outline of Coverage for information about when premiums may change.
We have created an online rate quote calculator to help you determine your premium:
Options for Paying Premiums
The FLTCIP offers three convenient options for paying your long term care insurance premiums:
Changing your Billing Method
You can change your method of payment at any time and for any reason by submitting a billing change form.