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Plan Details & Cost Main Page Types of Care Covered Plan Choices & Features Which Plan is Right for You? Program Cost & Payment Options Qualifying for Benefits Exclusions FLTCIP 2.0 Benefit Booklet Online FLTCIP 2.0 Outline of Coverage Alternative Insurance Plan FLTCIP Service Package |
Determining the cost of your plan The Federal Program calculates the initial cost of your plan, known as premium, based on your age on the date we receive your application and the benefit options you select. Your premiums do not change because you get older or your health changes after your coverage becomes effective. However, premiums are not guaranteed. See the FLTCIP 2.0 Outline of Coverage for information about when premiums may change. We have created an online rate quote calculator to help you determine your premium:
If you are considering one of our
pre-packaged plans,
you can also view the premium for your age using one of
our bi-weekly or
monthly premium charts. Options for paying premiums The Federal Program offers three convenient options for paying your long term care insurance premiums:
You can change your method of payment
at any time and for any reason by submitting a billing change form.
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1-800-LTC-FEDS
(1-800-582-3337) (TTY: 1-800-843-3557)
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