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Plan Details and Cost Icon Customizing Your Own Plan

In addition to providing four "pre-packaged" plans, the Federal Program allows you to customize a plan based on your needs.

If you choose to customize a plan, you must make a choice for each of the following five options:

  1. Facilities-Only or Comprehensive Option
     
  2. Daily Benefit Amount (DBA)

    Choose from:
    $50 $75 $100
    $125 $150 $175
    $200 $225 $250
    $275 $300  

    Weekly Benefit Amount (Optional) - equal to seven times one of the Daily Benefit Amounts above if you select the Comprehensive Option
     

  3. Benefit Period
    • 3 years
    • 5 years
    • Unlimited
       
  4. Waiting Period
    • 30 days
    • 90 days
       
  5. Inflation Protection Option

Use our FLTCIP Premium Calculator to find the cost of your customized plan!


 


1-800-LTC-FEDS (1-800-582-3337)  (TTY: 1-800-843-3557)

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The Federal Long Term Care Insurance Program is sponsored by the U.S. Office of Personnel Management, administered by Long Term Care Partners, LLC, and offered by:
John Hancock Life Insurance Company, Boston, MA
Metropolitan Life Insurance Company, New York, NY