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Plan Details and Cost Icon Facilities-Only or Comprehensive Option

The Facilities-Only Option covers services (including respite care) provided in a nursing home, assisted living facility and hospice facility. Charges for these services are covered up to 100% of your Daily Benefit Amount (DBA).
 

The Comprehensive Option  (Facilities plus “at home” care) covers services (including respite care) provided in a nursing home, assisted living facility, and hospice facility. Charges for these services are covered up to 100% of your DBA.

In addition, the Comprehensive Option covers home care, adult day care and respite services at home. Charges for these services are covered up to 75% of your DBA. Hospice care at home is also covered under this option up to 100% of your DBA.

Get more information about the differences between our Facilities-Only and Comprehensive options.



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The Federal Long Term Care Insurance Program is
sponsored by the U.S. Office of Personnel Management,
offered by John Hancock Life & Health Insurance Company, Boston, MA 02117,
and administered by Long Term Care Partners, LLC