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Plan Details & Cost Main Page Types of Care Covered Plan Choices & Features Which Plan is Right for You? Program Cost & Payment Options Qualifying for Benefits Exclusions FLTCIP 2.0 Benefit Booklet Online FLTCIP 2.0 Outline of Coverage Alternative Insurance Plan FLTCIP Service Package |
This is the maximum amount your insurance will pay in any single day. The FLTCIP offers eight DBAs from $100 to $450 in $50 increments. What DBA is right for you? If you want your DBA to approximately match the 2008 national average daily cost of nursing home care, you may want to choose a $200 DBA. If you are able to pay a portion of the cost of care out of your own pocket, (for example, from your savings) or if you live in an area where the cost of care is lower than the national average, you may want to choose a lower DBA.
On the
other hand, you may want to choose a higher DBA if you live in
an area where the cost of care is higher than the national
average. It is important to keep in mind that services can be more costly in metropolitan areas. To find the average daily cost of care in your area
(for home care, assisted living facilities, and nursing home
care), use our
cost of
care tool. |
1-800-LTC-FEDS
(1-800-582-3337) (TTY: 1-800-843-3557)
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