Plan Details and Cost

The Federal Program reflects the long and careful efforts of the U.S. Office of Personnel Management and two insurance leaders - John Hancock Life Insurance Company (John Hancock) and Metropolitan Life (MetLife) - to provide affordable group premiums and comprehensive benefits.

This section of the website provides information about plan details and cost, including:

• Types of care covered
• Plan choices and features
• Which plan is right for you?
• Program costs and payment options
• Qualifying for benefits
• Exclusions
• Benefit Booklet online
• Outline of Insurance Coverage online
• Information about our Alternative Insurance Plan and Service Package

For more general information, please read our Introduction to Long Term Care and Long Term Care Insurance.