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• Daily Benefit Amount
• Benefit Period
• Waiting Period
• Inflation Protection Option

FLTCIP 2.0 Plan Choices and Features

There is no one-size-fits-all when it comes to long term care insurance. Review the key features of a long term care insurance plan under the Federal Long Term Care Insurance Program (FLTCIP) below to better understand how they affect your coverage:

1. Daily benefit amount (DBA)
2. Benefit period
3. Waiting period
4. Inflation protection option

Important considerations before deciding plan options...

Keep in mind, there are some things you should know before making your plan decision. These include the cost of care in your area, how much you might be able to pay for on your own, and other important information. To help you learn this information, we've created our LTCI Suitability Tools. 

You can also visit the section titled "Which Plan is Right for You?". This section will help you determine whether one of our pre-packaged plans meets your needs or if you might want to customize a plan.

We encourage you to shop and compare

Once you've tried the tools and selected your plan options, use our Benefits and Features Comparison Worksheet to compare the FLTCIP with other plans on the market.