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Change Type Sizes

• Facilities-Only or Comprehensive
• Daily Benefit Amount
• Benefit Period
• Waiting Period
• Inflation Protection Option

Plan Choices and Features

There is no one-size-fits-all when it comes to long term care insurance. Reviewing the five important features of a long term care insurance plan below can help you understand how the different components of the plan affect your coverage:

1. Facilities-Only or Comprehensive Option
2. Daily Benefit Amount (DBA)
3. Benefit Period
4. Waiting Period
5. Inflation Protection Option

Important Considerations Before Deciding Plan Options...

Keep in mind, there are some things you should know before making your plan decision. These include the cost of care in your area, how much you might be able to pay for on your own, and other important information. To help you learn this information, we've created our LTCI Suitability Tools. 

You can also visit the section titled "Which Plan is Right for You?". This section will help you determine whether one of our pre-packaged plans meets your needs or if you might want to customize a plan.

We Encourage You to Shop and Compare!

Once you've tried the tools and selected your plan options, use our Benefits and Features Comparison Worksheet to compare the Federal Program with other plans on the market.