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• Pre-Packaged Plans
• Customizing Your Own Plan

Pre-Packaged Plans

The Federal Program makes it easy to select coverage by combining the most popular benefits into four "pre-packaged" plans, including:

• Facilities 100
• Comprehensive 100
• Comprehensive 150
• Comprehensive 150+

The Facilities 100 Plan

The Facilities 100 plan covers care in a nursing home, assisted living facility, and hospice facility, as well as respite services provided in a facility. This plan also includes:

• Daily Benefit Amount: $100
• Benefit Period: 3 years
• Maximum Lifetime Benefit: $109,500
• Waiting Period: 90 days
• Inflation Protection: Automatic Compound Inflation Option or Future Purchase Option

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The Comprehensive 100 Plan

The Comprehensive 100 plan covers care in a nursing home, assisted living facility, and hospice facility, as well as respite services provided in a facility. Additionally, home care, adult day care centers, respite services at home and home hospice care are covered. This plan also includes:

• Daily Benefit Amount: $100
• Benefit Period: 3 years
• Maximum Lifetime Benefit: $109,500
• Waiting Period: 90 days
• Inflation Protection: Automatic Compound Inflation Option or Future Purchase Option

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The Comprehensive 150 Plan

The Comprehensive 150 plan is the same as the Comprehensive 100 plan, except the Comprehensive 150 plan has a $150 Daily Benefit Amount and a 5 Year Benefit Period. This plan includes:

• Daily Benefit Amount: $150
• Benefit Period: 5 years
• Maximum Lifetime Benefit: $273,750
• Waiting Period: 90 days
• Inflation Protection: Automatic Compound Inflation Option or Future Purchase Option

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The Comprehensive 150+ Plan

The Comprehensive 150+ plan is the same as the Comprehensive 150 plan, except the Comprehensive 150+ plan has an Unlimited Benefit Period. This plan includes:

• Daily Benefit Amount: $150
• Benefit Period: Unlimited
• Maximum Lifetime Benefit: No Limit
• Waiting Period: 90 days
• Inflation Protection: Automatic Compound Inflation Option or Future Purchase Option

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