With the FLTCIP, Designing a Plan Is Easier Than You Think

Members of the Federal family often say how easy it is to apply for coverage with the Federal Long Term Care Insurance Program (FLTCIP). And it's no wonder. All it takes to design a plan are three simple decisions. So if you've put off applying to the FLTCIP because you thought it would be difficult, it's time... Read more...


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Why plan now?
Long term care can be expensive. By planning now, you can preserve more of your future savings and assets for needs other than long term care. You’ll also have greater control over your care.

 

Prepackaged Plans

Prepackaged Plans

The Federal Long Term Care Insurance Program (FLTCIP) offers the following prepackaged plans:

Plan A

Consider this plan if you want protection but are looking for a lower cost option, if you will be living in an area where long term care costs are low, or if you plan to pay out of pocket for some of the costs of long term care in the future, if needed.

Plan B

Consider this plan if you want protection for at least three years, which corresponds to the average length of stay in a nursing home, or if you will be living in an area where long term care costs are low.

Plan C

Consider this plan if you want protection for at least three years, which corresponds to the average length of stay in a nursing home, or if you will be living in an area where long term care costs are around the national average.

Plan D

Consider this plan if you will be living in an area where long term care costs are around the national average but you want protection for a longer period of time.


Apply today

Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age at the time of application—the younger you are when you apply, the lower your premium will be.

apply now