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Plan Details and Cost Icon FLTCIP 2.0 Pre-Packaged Plans

The Federal Program offers the following pre-packaged plans:

Plan A

Consider this plan if you want protection but are looking for a lower-cost option, if you will be living in an area where long term care costs are low, or if you plan to pay out of pocket for some of the costs of long term care in the future, if needed.

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Plan B

Consider this plan if you want protection for at least three years, which corresponds to the average length of stay in a nursing home, or if you will be living in an area where long term care costs are low.

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Plan C

Consider this plan if you want protection for at least three years, which corresponds to the average length of stay in a nursing home, or if you will be living in an area where long term care costs are around the national average.

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Plan D

Consider this plan if you will be living in an area where long term care costs are around the national average but you want protection for a longer period of time.

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The Federal Long Term Care Insurance Program is
sponsored by the U.S. Office of Personnel Management,
offered by John Hancock Life & Health Insurance Company, Boston, MA 02117,
and administered by Long Term Care Partners, LLC