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• Additional Services & Benefits

FLTCIP 2.0 Types of Care Covered

The Federal Program provides reimbursement for actual charges you incur for the below covered services up to the following percentages:

Covered Services	Daily reimbursement up to
Nursing home, assisted living facility or hospice facility	100% of your Daily Benefit Amount
Bed reservations	100% of your Daily Benefit Amount benefits limited to 60 days per calendar year
Home care and adult day care	100% of your Daily Benefit Amount
Respite services	100% of your Daily Benefit Amount limited to 30 times your Daily Benefit Amount per calendar year
Formal caregiver services	100% of your Daily Benefit Amount
Informal caregiver services	100% of your Daily Benefit Amount Benefits for informal caregiver services are limited to those individuals who did not normally live in your home at the time you became eligible for benefits Benefits for care provided by family members are limited to 500 days in your lifetime.
Hospice care at home	100% of your Daily Benefit Amount
Stay-At-Home Benefit	30 times your Daily Benefit Amount

Learn about the additional services and benefits available under the Federal Program.