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Home > Introduction to LTC and LTCI > Long Term Care Insurance Basics
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  • Introduction Main Page
  • Long Term Care Basics
  • Long Term Care Insurance Basics
    • What is long term care insurance?
    • Does long term care insurance only cover care in a nursing home?
    • Why should I buy long term care insurance?
    • When should I apply for long term care insurance?
    • Comparing long term care insurance policies
    • How much long term care insurance coverage do I need?
    • What is a lapse and why are lapse rates important?
    • Do long term care insurance rates ever increase?
    • What to look for in long term care insurance coverage
    • What does it mean to be "tax-qualified"?
    • How can long term care insurance keep up with inflation?
    • What is a plan of care?
    • Do I continue paying premiums while I'm receiving benefits?
    • What happens if I stop paying premiums?
    • Will I always be able to keep my long term care insurance coverage?

Long Term Care Insurance Basics

More About Long Term Care Insurance

  • What is long term care insurance?
  • Does long term care insurance only cover care in a nursing home?
  • Why should I buy long term care insurance?
  • When should I apply for long term care insurance?
  • Comparing long term care insurance policies
  • How much long term care insurance coverage do I need?
  • What is a lapse and why are lapse rates important?
  • Do long term care insurance rates ever increase?

The Features of Long Term Care Insurance

  • What to look for in long term care insurance coverage
  • What does it mean to be "tax-qualified"?
  • How can long term care insurance keep up with inflation?
  • What is a plan of care?
  • Do I continue paying premiums while I'm receiving benefits?
  • What happens if I stop paying premiums?
  • Will I always be able to keep my long term care insurance coverage?

1-800-LTC-FEDS (1-800-582-3337) TTY 1-800-843-3557

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The Federal Long Term Care Insurance Program is
sponsored by the U.S. Office of Personnel Management,
offered by John Hancock Life & Health Insurance Company,
and administered by Long Term Care Partners, LLC.