Do I Continue to Pay Premiums While Receiving Benefits?
A waiver of premium feature allows you to stop paying your premiums once you are eligible for benefits and have satisfied the Waiting Period.
Some plans waive premiums for nursing home care but not for home care; others waive premiums in both instances. You will normally resume paying your premiums if you recover and benefits stop.
With the Federal Long Term Care Insurance Program (FLTCIP), you do not have to pay premiums starting the first day of the month after you complete your Waiting Period and you are eligible for benefits.