News and Announcements

12/13/2013

The FLTCIP Delivers Value
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12/13/2013

The FLTCIP Reflects Your Preference for Home Care
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12/13/2013

Long Term Care Issues That Every Woman Should Consider
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Long term care is not just for the elderly! Think you're too young?

Nearly 41% of long term care is provided to people under age 65."

- Georgetown University Long-Term
Care Financing Project,
Long-Term Care Financing:
Policy Options for the Future,
June 2007.

 

An Introduction to Long Term Care and Long Term Care Insurance

An Introduction to Long Term Care and Long Term Care Insurance

What is Long Term Care? And, Do You Really Need Long Term Care Insurance?

Long term care is care that you need if you can no longer perform everyday tasks (activities of daily living) by yourself due to a chronic illness, injury, disability or the aging process. Long term care includes the supervision you might need due to a severe cognitive impairment (such as Alzheimer's disease).

Long term care isn't intended to cure you. It is chronic care that you might need for the rest of your life. This care can span years and can be expensive depending on the type of care you need and location where that care is received. Long term care insurance is one way of helping to pay for these expenses.

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Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age at the time of application—the younger you are when you apply, the lower your premium will be.

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