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• U.S. Office of Personnel Management Sponsorship
• Backed by John Hancock & MetLife
• Designed for the Federal Family
• Competitive Group Rates
• Personalized Assistance
• Convenient Payment Options
• Other Features

Why the Federal Long Term Care Insurance Program?

Why this Program May Be the Smart Choice for You

Long term care insurance can be a smart way to help protect your assets and remain financially independent should you need long term care services.

Most health insurance programs, including the FEHB Program, TRICARE, and TRICARE for Life, provide little or no coverage for long term care. This is why the U.S. Office of Personnel Management (OPM) sponsors a long term care insurance program for members of the Federal Family.

Here are some features of the Federal Program:

• Sponsorship by the U.S. Office of Personnel Management
• Backed by the strength and stability of John Hancock and MetLife
• Benefits designed specifically for Federal Family members
• Competitive group rates
• Personalized assistance
• Convenient payment options
• Other features...

Comparing Long Term Care Insurance Offerings

To help you compare the Federal Program with other long term care insurance offerings, we encourage you to use our Benefits and Features Worksheet. If you would like to learn more specifics about the Federal Program before comparing plans, visit our Plan Details and Cost section.