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• Sponsored by OPM
• Supported by John Hancock
• Designed for the Federal Family
• Knowledgeable program representatives
• Convenient payment options
• Other Features

Why the Federal Long Term Care Insurance Program?

The Federal Long Term Care Insurance Program - a smart choice

Long term care insurance is a smart way to protect your income and assets and remain financially independent should you need long term care services at home, in a nursing home, or at another long term care facility.

Most health insurance programs, including the FEHB Program, TRICARE, and TRICARE For Life, provide little or no coverage for long term care. And long term care services can be very expensive. This is why the U.S. Office of Personnel Management (OPM) sponsors a long term care insurance program for members of the Federal Family.

Here are some features of the Federal Program:

• Sponsored by the U.S. Office of Personnel Management
• Supported by the strength and stability of John Hancock Life & Health Insurance Company
• Benefits designed specifically for the Federal Family
• Access to knowledgeable program representatives
• Convenient payment options
• Other features of the FLTCIP

Comparing Long Term Care Insurance Offerings

To help you compare the Federal Program with other long term care insurance offerings, we encourage you to use our Benefits and Features Worksheet. If you would like to learn more specifics about the Federal Program before comparing plans, visit our Plan Details and Cost section.