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Home for the Holidays
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Alzheimer's Disease: Planning for an Unknown Future
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Arthritis: Long Term Pain May Require Long Term Care
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Important Legal Information

Important Legal Information

Please read the information in each link below carefully. Your application for insurance coverage under the Federal Long Term Care Insurance Program (FLTCIP) - received either online or via downloading, completing, and mailing a paper application - confirms that you have read and understand the information below.

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Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

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