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Qualified relatives can also apply!

Your qualified relatives are also able to apply for coverage under the FLTCIP, even if they are not a Federal employee or member of the uniformed services. Request an information kit...

 

Determine Which Application to Use

Determine Which Application to Use

There are two different applications for the Federal Long Term Care Insurance Program (FLTCIP): the FLTCIP 2.0 Full Underwriting Application and the FLTCIP 2.0 Abbreviated Underwriting Application. Which application you can use depends on how you are eligible to apply for coverage under the FLTCIP.

The FLTCIP 2.0 Abbreviated Underwriting Application

Only the persons listed below can apply using the FLTCIP 2.0 Abbreviated Underwriting Application within 60 days of becoming eligible.

  • New or newly eligible employees, including:
    • Employees who transfer from a position that does not convey eligibility for the FLTCIP to one that does
    • Employees who return to an eligible position after a break in service of at least 180 days
  • Spouses of new or newly eligible employees
  • Newly married spouses of employees (within 60 days from the date of marriage)

Get more information about abbreviated underwriting in our Underwriting FAQs, download the FLTCIP 2.0 Abbreviated Underwriting Application, or apply using our secure online application.

The FLTCIP 2.0 Full Underwriting Application

Applicants who are not new or newly eligible employees must use the FLTCIP 2.0 Full Underwriting Application.

Full underwriting requires that you answer more health-related questions. It may also include a review of your medical records and an interview with a nurse.

Get more information about full underwriting in our Underwriting FAQs, download the FLTCIP 2.0 Full Underwriting Application, or apply using our secure online application.

 


Apply today

Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

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