Articles

Browse our articles on a variety of topics related to long term care (LTC) and the Federal Long Term Care Insurance Program (FLTCIP). Select a category to filter articles related to different topics.



Most ViewedFLTCIP
FLTCIP 3.0: Comprehensive Coverage with Added Premium Stability

FLTCIP 3.0, the current plan available to new applicants, offers comprehensive coverage, including a stay-at-home benefit and home care provided by friends and family, with added premium stability.

Most ViewedPlanning
Location Is Key for the Cost of Care

There are many considerations to think about as you get older besides your living expenses, such as where you live, family support, your health, and the rising costs of care. That's why it's so important to plan now for long term care.

Most ViewedFLTCIP
The FLTCIP Has 100% International Coverage

Traveling abroad is a wonderful experience, but an unpredictable illness or injury can happen at any time, resulting in the need for long term care.

Family
Show Your Parents You Care: Have a Conversation about Long Term Care Insurance

The next time you look back at the many years your parents cared for you, consider the possibility that they may require care themselves someday.

LTC Conditions
Americans with Osteoporosis Face an Increased Risk

Osteoporosis, which causes thin and weakened bones, is a progressive disease that is a major health threat for our aging population.

LTC Conditions
Arthritis: Long Term Pain May Require Long Term Care

For many of us, arthritis is something that we associate with the elder people in our lives: parents or grandparents with stiff joints, aches and pains, or the nagging discomfort we may have written off as the effects of aging.

Family
Ensure Mom Has the Care She Needs

This Mother's Day, as you look back at the many years your mother cared for you, consider the possibility that someday she may require care herself.

Planning
Five Reasons to Plan Ahead for Long Term Care

In today's world, planning is essential, particularly when it comes to retirement.

Family
Home for the Holidays

With today's technology, staying in touch with loved ones around the country—and the world—is easier than it's ever been.

Planning
Retirement: What's Your Plan?

With increased longevity and medical advancements, many retirees are concerned about the possibility of outliving their savings.

Caregiving
Caregiving: The FLTCIP Offers Support When You Need It Most

No matter your stage of life, it's always a good idea to have a long-range health plan in place. One thing to keep in mind is coverage for any potential long term care needs.

Family
Uniformed Services Members: Help Protect Your Family with the FLTCIP

The prospect of needing long term care may be far from your mind today, but circumstances can change.

Planning
What's Your Advance Care Plan?

No matter your stage of life, it's always a good idea to have a long-range care plan in place. Talk candidly with your family and friends.