Articles
Browse our articles on a variety of topics related to long term care (LTC) and the Federal Long Term Care Insurance Program (FLTCIP). Select a category to filter articles related to different topics.

FLTCIP 3.0, the current plan available to new applicants, offers comprehensive coverage, including a stay-at-home benefit and home care provided by friends and family, with added premium stability.

There are many considerations to think about as you get older besides your living expenses, such as where you live, family support, your health, and the rising costs of care. That's why it's so important to plan now for long term care.

Traveling abroad is a wonderful experience, but an unpredictable illness or injury can happen at any time, resulting in the need for long term care.

The next time you look back at the many years your parents cared for you, consider the possibility that they may require care themselves someday.

Osteoporosis, which causes thin and weakened bones, is a progressive disease that is a major health threat for our aging population.

For many of us, arthritis is something that we associate with the elder people in our lives: parents or grandparents with stiff joints, aches and pains, or the nagging discomfort we may have written off as the effects of aging.

This Mother's Day, as you look back at the many years your mother cared for you, consider the possibility that someday she may require care herself.

In today's world, planning is essential, particularly when it comes to retirement.

With today's technology, staying in touch with loved ones around the country—and the world—is easier than it's ever been.

With increased longevity and medical advancements, many retirees are concerned about the possibility of outliving their savings.

No matter your stage of life, it's always a good idea to have a long-range health plan in place. One thing to keep in mind is coverage for any potential long term care needs.

The prospect of needing long term care may be far from your mind today, but circumstances can change.

No matter your stage of life, it's always a good idea to have a long-range care plan in place. Talk candidly with your family and friends.