News and Announcements


Home for the Holidays
Read article...


Alzheimer's Disease: Planning for an Unknown Future
Read article...


Arthritis: Long Term Pain May Require Long Term Care
Read article...

Compare the FLTCIP with other long term care insurance offerings with our Benefits and Features Worksheet.
Compare the FTCIP with other long term care insurance offerings with our Benefits and Fearures Worksheet.

The FLTCIP is offered to Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, certain other eligible groups, and their qualified relatives.


Additional Resources

Additional Resources

Additional resources for long term care and long term care insurance appear below.

Leading Age (formerly AAHSA)
This national non-profit organization represents 5,600 not-for-profit nursing homes, assisted living residences, continuing care communities, independent living, home and community based services, and adult day services for the elderly.

American Health Care Association (AHCA)
A federation of 50 state health organizations, together representing nearly 12,000 non-profit and for-profit assisted living, nursing facility, long term care, and sub-acute care providers that care for more than one million elderly and disabled individuals nationally.

America's Health Insurance Plans (AHIP)
This national association represents nearly 1,300 member companies providing health insurance coverage to more than 200 million Americans. AHIP member companies offer medical expense insurance, long-term care insurance, disability income insurance, dental insurance, supplemental insurance, stop-loss insurance and reinsurance to consumers, employers, and public purchasers.

National Association of Insurance Commissioners (NAIC)
The NAIC is the organization of insurance regulators for the 50 states. The state regulators' primary responsibility is to protect the interests of insurance consumers.

National Clearinghouse for Long-Term Care Information
This web site was developed by the U.S. Department of Health and Human Services to provide information and resources to help plan for future long term care needs. The National Clearinghouse for Long-Term Care Information is primarily intended as an information and planning resource for individuals who don't yet require long term care, but it includes information on services and financing options that can be helpful to all individuals.

National Council on Aging (NCOA)
An association of organizations and individuals dedicated to promoting the well-being and continuing contributions of older persons through leadership, service, education and advocacy.

The Federal Long Term Care Insurance Program (FLTCIP) is not responsible for any of the enclosed websites. This information is included for your general information.

Apply today

Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

apply now