Qualified relatives can also apply!
Your qualified relatives are also able to apply for coverage under the FLTCIP, even if they are not a Federal employee or member of the uniformed services. Request an information kit...
If you are a current FLTCIP 1.0 enrollee and you are considering changing your coverage, please read the FLTCIP Plan Comparison to see what FLTCIP 2.0 offers and how it compares to the original plan, FLTCIP 1.0.
Once enrolled in the Federal Long Term Care Insurance Program (FLTCIP), you can request changes to your coverage at any time. Depending upon whether you are increasing or decreasing your coverage, you may have to go through the underwriting process again.
If you are changing plan options and are not sure whether you are increasing or decreasing your coverage, please give us a call.
Keep in mind, you can only increase or decrease your coverage options to another option available under the Federal Long Term Care Insurance Program (FLTCIP).
Decreasing Your Coverage Options
Decreasing your coverage options is easy to do and does not require any additional underwriting. If you would like to decrease your coverage options, you can initiate the process by:
If you request to decrease your coverage, the change will go into effect on the 1st day of the month following the date your request is received. If your request is received on the 1st day of the month, the change will go into effect on the 1st day of the following month.
Increasing Your Coverage Options
If you are increasing your coverage options, you must go through the underwriting process. Certain medical conditions or combinations of conditions could prevent you from being able toupgrade your coverage.
To initiate a coverage increase from your current plan, you must submit a coverage change application. Mail your application to:
Long Term Care Partners, LLC
PO Box 797
Greenland, NH 03840-0797
If you request to increase your coverage and we approve your request, the change will go into effect on the 1st day of the month following the date of our approval.
Increasing coverage options might require additional time depending on how the underwriting process proceeds and whether or not we need additional medical information.
We strongly suggest you call one of our customer service representatives to assist you. You can reach them at the number at the bottom of this page.
• Payroll/annuity deduction
• Automatic bank withdrawal
• Direct billing
You may also pay the premiums for your qualified relatives who apply and are approved for coverage, even if you don't apply.