It's not too late to include the Federal Long Term Care Insurance Program (FLTCIP) as part of your retirement plan.
You're retired now and have likely spent your working years preparing for this phase of your life—putting earnings toward your retirement plan and calculating how much money you'll need to continue living your life once you've left federal or military service. You may think you've planned for everything, but have you taken into account the possibility of unforeseen changes to your health and the potential need for long term care, and how long term care insurance may help?
The Federal Long Term Care Insurance Program is
sponsored by the U.S. Office of Personnel Management,
insured by John Hancock Life & Health Insurance Company,
and administered by Long Term Care Partners, LLC.