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Long Term Care Insurance Program logo

Face your future
with confidence

knowing you've planned ahead to protect it.


Use our online planning tools
to design your plan and calculate premiums.

Button to link for planning tools.

No matter where you are in your career, consider including the Federal Long Term Care Insurance Program (FLTCIP) as part of your financial plan. Designed specifically for the federal family, the FLTCIP may be a smart way to help protect your savings and assets and remain financially independent should you need long term care.

Why choose the FLTCIP?

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Health insurance generally does not cover long term care, and the cost can be expensive.
What is long term care?

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You can choose your care setting, whether at home, in an assisted living facility, or a nursing home.
Explore what's covered.

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Care provided by friends and family members is covered up to 500 days, as long as they do not normally live in your home.
Review the FLTCIP's features.


The Federal Long Term Care Insurance Program is
sponsored by the U.S. Office of Personnel Management,
insured by John Hancock Life & Health Insurance Company,
and administered by Long Term Care Partners, LLC.

Copyright 2017

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