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Home for the Holidays
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Alzheimer's Disease: Planning for an Unknown Future
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Arthritis: Long Term Pain May Require Long Term Care
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2018: Happy New Year!

This year, make it your resolution to learn more about long term care and the Federal Long Term Care Insurance Program (FLTCIP).

It can happen to you

You're probably already aware of the issues related to long term care, whether it's through direct experience as the caregiver of a loved one who needs daily assistance or knowing a family member or friend who requires more support as they age. It's a new year—and the perfect opportunity for you to consider your potential need for this type of care in the future and learn how you can start planning for it today.

Seventy percent of people turning age 65 will need some form of long term care during
their lives.1

Myths about long term care

Click on a myth to learn more about it.

Myth 1: Health insurance will pay for long term care.

Myth 2: Medicare or Medicaid will pay for long term care.

Myth 3: I can save enough on my own.

Myth 4: My family will take care of me.

Long term care insurance may help

Long term care insurance can be a smart way to help protect your income and assets and remain financially independent should you need long term care services someday.

The Federal Long Term Care Insurance Program (FLTCIP) covers long term care in a nursing home, assisted living facility, hospice facility, adult day care center, and at home, and includes informal caregiver provisions that allow a family member or friend to be reimbursed for the care they provide.