As your parents age, their health could decline and they may need long term care. Because this type of care is typically not covered by health insurance, it's often provided by adult children, other family members, or friends. Discussing a plan with your parents in advance can help set your family's expectations and eliminate uncertainty if a life-changing event does occur. A financial plan that includes long term care insurance can help ensure their independence, reduce their reliance on loved ones, and protect their savings and assets.
Long term care is often associated with getting older, but the need for it can happen at any age. Talk to your family members today about the Federal Long Term Care Insurance Program (FLTCIP).
Talk to a program consultant today.
1-800-LTC-FEDS (1-800-582-3337) TTY 1-800-843-3557
* Informal caregivers must not normally live in your home at the time you become eligible for benefits. Care provided by family members is limited to 500 days in your lifetime.
The Federal Long Term Care Insurance Program is
sponsored by the U.S. Office of Personnel Management,
insured by John Hancock Life & Health Insurance Company,
and administered by Long Term Care Partners, LLC.