News and Announcements


The Benefits of Long Term Care Insurance Are Invaluable
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Responsible Claims Handling Is a Hallmark of the FLTCIP
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Ensure Mom Has the Care She Needs
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On-Demand Webinars

On-Demand Webinars

On-demand webinars can be viewed at any time by clicking the links below. You may also register for our upcoming live webinars.

Note: The links provided below redirect to sites created and maintained by someone other than These will have legal notices, privacy policies, or other requirements that differ from, so you may want to review them. does not control or guarantee the accuracy, relevance, timeliness, or completeness of these sites.

Benefits planning into retirement

Retirees' Top Three Mistakes in Retirement

Many Federal annuitants may wish they had a better understanding of how retirement benefits are taxed, how to calculate retirement cash flow, and how to effectively plan for life's detours. Join Tammy Flanagan of the National Institute of Transition Planning; Micah Shilanski, CFP; and FLTCIP representatives as we discuss the steps you can take now to help protect your lifestyle in the future.
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Investment planning

Retirement: Do You Have What It Takes?

Do you have everything in place for your retirement? Join Federal Benefits Specialist Joanne McGehrin and Federal Long Term Care Insurance Program (FLTCIP) representatives as we identify eligibility requirements for full, unreduced retirement; describe the three components of the Federal Employees Retirement System (FERS); and review the importance of Thrift Savings Plan (TSP) participation to supplement FERS basic benefits and Social Security.
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Social Security


Long term care

Got Bounce? Explore the Process of Resilience

At birth, we should all be issued a set of heavy-duty shock absorbers with detailed instructions on how and when to use them. Unfortunately, that's not the case. As human beings, we will experience highs and lows throughout life, and the transitions between the peaks and valleys can be challenging. It's during these times that resilience—the ability to bounce back from adversity—becomes particularly important. Resilience is not always an inherent trait, but develops through a process of adaptation. Please join us to explore the various factors that contribute to resilience. To meet the most daunting challenges of life, you gotta have bounce!
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Longevity: Pros and Cons

Currently in the United States, both men and women are expected to live into their eighties. This represents an increase in life expectancy of approximately 30 years over the past century. The increased longevity is due in part to advances in medical technology, improved hygiene, and the development and availability of effective medications. Fabulous news, right? Perhaps. The blessing of a longer life often depends on how we age. Longer is not always better, but there are steps you can take that may help to improve the experience. Please join us to discuss the process of aging and to learn how you can enhance the quality of your life once you reach your golden years.
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The Costs of Aging

What are the costs associated with aging? If you are like most people in the United States, your thoughts may turn to health care costs, which seem to increase every year. During this session, we'll explore the current and anticipated financial costs associated with aging and illness and how to prepare for the future. We'll also discuss some less tangible "costs" such as the personal, emotional, spiritual, and relational losses you may face, so that you'll be better able to manage them.
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The FLTCIP (Part 1 of 2): Why Should I Plan for My Own Long Term Care?

This webinar explores the realities of long term care and family caregiving. We also review possible long term care funding options (and their tradeoffs) such as Medicaid and investing.
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The FLTCIP (Part 2 of 2): Protecting Your Retirement with a Plan for Long Term Care

This webinar includes a thorough review of the benefits and features of the FLTCIP plan.
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What's Your Long Term Care IQ?

Join Federal Long Term Care Insurance Program (FLTCIP) Consultant Leo Muise as he discusses common areas of confusion when planning for long term care needs. Participate in an interactive quiz with live question-and-answer session to see how your expertise stacks up to your colleagues'—and reality. Plus, learn how to craft a long term care plan.
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Navigating the Long Term Care Maze

Caregiving can be one of the most stressful situations a family can face. Is your family prepared? Join Dan Trahan, FLTCIP Manager of Care Coordination, as he hosts an open discussion on the many stages of caregiving and the issues caregivers face when they provide long term care for a loved one. FLTCIP representatives will also share helpful resources and details about the Federal Long Term Care Insurance Program's caregiving benefits and features.
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Misconceptions about Long Term Care Programs

Many families wonder how they will pay for long term care—whether it's for themselves or their parents. Join Harley Gordon of the National Academy of Elder Law Attorneys and Federal Long Term Care Insurance Program (FLTCIP) representatives as we explore public and partnership programs, as well as private options that may be available for funding long term care services and support should it become necessary.
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Other federal benefits

FEDVIP: Understanding Your Coverage and Navigating Changes

Did you experience a qualifying life event (QLE) outside of open season this year? Join us as we discuss the coordination of benefits and the actions you should take if you're making changes to your Federal Employees Dental and Vision Insurance Program (FEDVIP) plan outside of open season, including eligible QLEs, enrolling outside of open season, and keeping it all straight using your personal My BENEFEDS account.
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Disclaimer for
The opinions and views expressed in this material and in these webinars and in the Q&As are the opinions of the respective presenter and are not intended by John Hancock Life & Health Insurance Company, the U.S. Office of Personnel Management (OPM), or Long Term Care Partners, LLC, to represent any legal or investment advice or opinion. And while John Hancock and OPM have reviewed this webinar communication, they are not endorsing or approving the webinar vendor or its products or its services.

Apply today

Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

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