With the FLTCIP, Designing a Plan Is Easier Than You Think

Members of the Federal family often say how easy it is to apply for coverage with the Federal Long Term Care Insurance Program (FLTCIP). And it's no wonder. All it takes to design a plan are three simple decisions. So if you've put off applying to the FLTCIP because you thought it would be difficult, it's time... Read more...

Why plan now?
Long term care can be expensive. By planning now, you can preserve more of your future savings and assets for needs other than long term care. You’ll also have greater control over your care.


Customize a Plan

Customize a Plan

In addition to providing four prepackaged plans, the Federal Long Term Care Insurance Program (FLTCIP) allows you to customize a plan based on your needs.

If you choose to customize a plan, you must make a choice for each of the following key features:

1. Daily Benefit Amount (DBA)

Choose from:
$100 $150 $200 $250
$300 $350 $400 $450

2. Benefit Period

  • 2 years
  • 3 years
  • 5 years
  • Unlimited

3. Inflation Protection Option

Use our FLTCIP Premium Calculator to find the cost of your customized plan.

Apply today

Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

apply now