News and Announcements

06/01/2018

Help Protect Your Family with the Federal Long Term Care Insurance Program
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05/01/2018

Uniformed Services Members: Help Protect Your Family with the Federal Long Term Care Insurance Program
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03/02/2018

Caregiving: The FLTCIP Offers Support When You Need It Most
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The need for long term care can arise from injury or illness at any age-the FLTCIP offers protection and support when needed most"

 

Types of Care Covered

Types of Care Covered

The Federal Long Term Care Insurance Program (FLTCIP) provides reimbursement for actual charges you incur for the below covered services up to the following percentages:

  Covered Service Daily reimbursement up to
  Nursing home, assisted living
facility or hospice facility
100% of your daily benefit amount
 
  Bed reservations
100% of your daily benefit amount benefits limited to 60 days per calendar year
 
  Home care and adult day care 100% of your daily benefit amount
 
  Respite services 100% of your daily benefit amount limited to 30 times your daily benefit amount per calendar year
 
  Formal caregiver services 100% of your daily benefit amount
 
  Informal caregiver services 100% of your daily benefit amount

Benefits for informal caregiver services are limited to those individuals who did not normally live in your home at the time you became eligible for benefits

Benefits for care provided by family members are limited to 500 days in your lifetime.
 
  Hospice care at home 100% of your daily benefit amount
 
  Stay-at-home benefit 30 times your daily benefit amount

Learn about the additional services and benefits under the FLTCIP.


Apply today

Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

apply now