Types of Care Covered

The Federal Long Term Care Insurance Program (FLTCIP) provides reimbursement for actual charges you incur for the below covered services up to the following percentages:

  Covered Service Daily reimbursement up to
  Nursing home, assisted living
facility or hospice facility
100% of your daily benefit amount
 
  Bed reservations
100% of your daily benefit amount benefits limited to 60 days per calendar year
 
  Home care and adult day care 100% of your daily benefit amount
 
  Respite services 100% of your daily benefit amount limited to 30 times your daily benefit amount per calendar year
 
  Formal caregiver services 100% of your daily benefit amount
 
  Informal caregiver services 100% of your daily benefit amount

Benefits for informal caregiver services are limited to those individuals who did not normally live in your home at the time you became eligible for benefits

Benefits for care provided by family members are limited to 500 days in your lifetime.
 
  Hospice care at home 100% of your daily benefit amount
 
  Stay-at-home benefit 30 times your daily benefit amount

Learn about the additional services and benefits under the FLTCIP.

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