News and Announcements

04/01/2017

Retirement: What's Your Plan?
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04/01/2017

The Benefits of Long Term Care Insurance Are Invaluable
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04/25/2016

Ensure Mom Has the Care She Needs
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Do I Continue Paying Premiums While I Am Receiving Benefits?

Do I Continue Paying Premiums While I Am Receiving Benefits?

A waiver of premium feature allows you to stop paying your premiums once you are eligible for benefits and have satisfied the waiting period.

Some plans waive premiums for nursing home care but not for home care; others waive premiums in both instances. You will normally resume paying your premiums if you recover and benefits stop.

With the Federal Long Term Care Insurance Program (FLTCIP), you do not have to pay premiums starting the first day of the month after you complete your waiting period and you are eligible for benefits.

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Apply today

Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

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