News and Announcements

04/01/2017

Retirement: What's Your Plan?
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04/01/2017

The Benefits of Long Term Care Insurance Are Invaluable
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04/25/2016

Ensure Mom Has the Care She Needs
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What Is a Plan of Care?

What Is a Plan of Care?

A plan of care is the list of long term care services and care you need, developed by your care coordinator or other licensed health care practitioner in conjunction with you and/or your family.

Many insurance plans will monitor and reassess your plan of care on a regular basis to ensure it continues to meet your needs and will make changes as necessary.

A plan of care can also address the wide range of additional services available in the community to help you meet your long term care needs. Community-based services include friendly visitor programs, home-delivered meals, chore services, and adult day care centers. These additional services may be reimbursed by long term care insurance.

The Federal Long Term Care Insurance Program (FLTCIP) offers care coordination consultative services provided by registered nurses to enrollees and their qualified relatives at no additional cost.

Under certain circumstances, care coordinators can authorize benefits for services and care that are not specifically defined as covered services.

[ Back to LTCI Basics ]

 


Apply today

Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

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