News and Announcements

05/01/2017

Arthritis: Long Term Pain May Require Long Term Care
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05/01/2017

Americans with Osteoporosis Face an Increased Risk of Needing Long Term Care
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04/01/2017

Retirement: What's Your Plan?
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An Introduction to Long Term Care and Long Term Care Insurance

An Introduction to Long Term Care and Long Term Care Insurance

What is Long Term Care? And, Do You Really Need Long Term Care Insurance?

Long term care is care that you need if you can no longer perform everyday tasks (activities of daily living) by yourself due to a chronic illness, injury, disability or the aging process. Long term care includes the supervision you might need due to a severe cognitive impairment (such as Alzheimer's disease).

Long term care isn't intended to cure you. It is chronic care that you might need for the rest of your life. This care can span years and can be expensive depending on the type of care you need and location where that care is received. Long term care insurance is one way of helping to pay for these expenses.

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Apply Today!

Federal family members can apply for coverage anytime—you do not have to wait for the next open season. Premiums are based on your age and the premium rates in effect at the time we receive your application—the younger you are when you apply, the lower your premium will be.

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