As you age, your health could decline, and the time may come when you need long term care. This type of care can be expensive and is not typically covered by health insurance, like TRICARE For Life or Medicare. VA benefits may cover it, but any coverage is based on available funding and is limited to those with service-connected disabilities. Often, it's adult children, other family members, or even friends who step in to provide care when you need it most.

A retirement plan that includes long term care insurance coverage available under the Federal Long Term Care Insurance Program (FLTCIP) can help ensure your independence, reduce your reliance on loved ones, and protect your savings and assets.

Start FLTCIP boot camp today

If you're still active, your parents are eligible to apply, even if you don't. Make the most out of the coverage available to you. Talk to your eligible family members about this important program.