Premium Calculator

Enter your date of birth and choose an inflation protection option to calculate premiums for our pre-packaged plans (the most common plans selected by our enrollees). You can also customize the benefit amount and benefit period for any plan by changing the plan type, for example "Plan A," to "Custom."

Age
Pay frequency

Premiums are based on your age when you apply.

Coverage

Benefit
Amount

Benefit
Period

Lifetime
Benefit

Inflation
Protection

Waiting
Period

Premium
Payment

Comprehensive

--

90 days

--
monthly

inflation
protection
required

Comprehensive

--

90 days

--
monthly

inflation
protection
required

Comprehensive

--

90 days

--
monthly

inflation
protection
required

Comprehensive

--

90 days

--
monthly

inflation
protection
required


*Important information about premiums

Premiums are based on your age and the premium rates in effect at the time we receive your application. If you do not apply within 30 days or by your next birthday, whichever is sooner, you must recalculate your premium.
Your premium will not change because you get older or your health changes or for any other reason related solely to you. However, your premium may increase if you are among a group of enrollees whose premium is determined to be inadequate. While the group policy is in effect, the U.S. Office of Personnel Management (OPM) must approve the change.