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The Federal Long Term Care Insurance Program, also known as the FLTCIP- Is a Smart Choice
Long term care insurance is a smart way to protect your income and assets and remain financially independent should you need long term care services at home, in a nursing home, or at another long term care facility.
Most health insurance programs, including the FEHB Program, TRICARE, and TRICARE For Life, provide little or no coverage for long term care. And long term care services can be very expensive. This is why the U.S. Office of Personnel Management (OPM) sponsors a long term care insurance program for members of the Federal family.
Here are some features of the FLTCIP:
Comparing Long Term Care Insurance Offerings
To help you compare the FLTCIP with other long term care insurance offerings, we encourage you to use our Benefits and Features Comparison Worksheet. If you would like to learn more specifics about the FLTCIP before comparing plans, visit our Plan Details and Cost section.