Log in and get the latest Program information:

• Log in now to access information specific to your coverage under the FLTCIP.
• If you are affected by the upcoming premium increase, you’ll find your personalized options, the deadline to respond, and information on effective dates for changes in coverage and premium increases, if applicable.
• You can also review the FLTCIP Plan Comparison to see what FLTCIP 2.0 offers and how it compares to the original plan, FLTCIP 1.0. This comparison chart can help you decide if you want to move to the new benefit structure, FLTCIP 2.0.
• You may also want to read the Frequently Asked Questions for more information.

FLTCIP 2.0, our new plan introduced on October 1, 2009, offers some enhanced features and benefits. Please visit our Plan Details & Cost section to see the new benefit options.

Learn more:

• If you are interested in learning more about the Program and the new plan, FLTCIP 2.0, please visit our Plan Details & Cost section.
• Our materials have been updated recently, so make sure you have the latest information and forms.

Learn more about this change by reading the New FLTCIP Contract Frequently Asked Questions.

The Federal Long Term Care Insurance Program was designed specifically for members of the Federal Family. It is sponsored by the Federal Government and backed by one of the country's top insurance companies, John Hancock Life & Health Insurance Company. The Federal Program is designed to help protect enrollees against the high costs of long term care. Personal access to registered nurse or licensed social worker care coordinators, and home care provisions are just a few of the reasons why the Federal Program may be the smart choice for you.

Learn More About Why the Federal Program May Be the Smart Choice for You

According to the U.S. Department of Health and Human Services (HHS), at least 70 percent of people over age 65 will require some long term care services at some point in their lives.² But, what is long term care and how do you know if you need long term care insurance?

Learn the Basics of Long Term Care and Long Term Care Insurance