Planning Tools and Resources

In this section, you'll find all of the tools and resources you need to make decisions about applying for coverage under the Federal Long Term Care Insurance Program (FLTCIP). If you're already enrolled, you'll also find the brochures and forms you need to understand your coverage, make changes to your billing, and manage your claims.

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Use our tools

Consider including the FLTCIP as part of your financial plan. Designed specifically for the federal family, the FLTCIP may be a smart way to help protect your savings and assets and remain financially independent should you need long term care.

Find the cost of care in your area

Use our Cost of Care Tool to find the average cost of home health care services, assisted living facilities, and nursing homes in your area.

Calculate premiums

Use our Premium Calculator to compare options and premiums for different plans. We offer four prepackaged plans or you can customize your own.

Guided Planner

Our Guided Planner will help you build a plan based on three benefit choices. These, along with your age, will determine your coverage and premium.


You must apply to find out if you qualify for coverage under the FLTCIP. Certain medical conditions, or combinations of conditions, will prevent some people from being approved for coverage.


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