The Federal Long Term Care Insurance Program

No matter where you are in your career, consider the prospect of needing long term care, and how applying for long term care insurance coverage under the Federal Long Term Care Insurance Program (FLTCIP) may help. With benefits designed specifically for the federal family, the FLTCIP can help protect your savings and assets in the event you or your loved ones ever need long term care.

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We offer educational webinars to help you learn more about the FLTCIP, topics related to long term care, and your federal benefits. You can register in advance for our upcoming webinars or watch them on-demand after they've aired, at your convenience.

New employees

New and newly eligible employees have 60 days from the date you were hired or became eligible to apply with abbreviated underwriting. This means we ask fewer questions about your health to determine if you're approved for coverage.


Browse our articles on a variety of topics related to long term care and the Federal Long Term Care Insurance Program. You can select different categories to filter articles related to different topics.

2021 Virtual Benefits Fair

Register to attend the 2021 Virtual Benefits Fair to chat with carriers, review 2022 plan details, and get the information you need in one convenient online location.

2021 Federal Benefits Open Season
November 8 — December 13
Chat Days: Nov 12, Nov 19, Dec 1, and Dec 8


Virtual Benefits Fair 2021