The Federal Long Term Care Insurance Program

No matter where you are in your career, consider the prospect of needing long term care, and how applying for long term care insurance coverage under the Federal Long Term Care Insurance Program (FLTCIP) may help. With benefits designed specifically for the federal family, the FLTCIP can help protect your savings and assets in the event you or your loved ones ever need long term care.

Latest highlights

Fall webinars are here!

We offer educational webinars to help you learn more about the FLTCIP, topics related to long term care, and your federal benefits. You can register in advance for our upcoming webinars or watch them on-demand after they've aired, at your convenience.

New employees

Don't miss out! New and newly eligible employees have 60 days from the date you were hired or became eligible to apply with abbreviated underwriting. This means we ask fewer questions about your health to determine if you're approved for coverage.

Comprehensive Coverage with Added Premium Stability

FLTCIP 3.0, the current plan available to new applicants, offers comprehensive coverage, including a stay-at-home benefit and home care provided by friends and family, with added premium stability.

2020 Federal Benefits Open Season

The FLTCIP is not part of the annual Federal Benefits Open Season. However, eligible individuals can apply at any time with full underwriting.

Open season is still the perfect time to consider the FLTCIP along with your other federal benefits. Register to attend the 2020 Virtual Benefits Fair to chat with carriers, review 2021 plan details, and get the information you need in one convenient online location.

Register

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